FHA LOANS - FHA Home Loans, FHA, FHA Refinance,FHA Purchase Loans,FHA Mortgage Loans,FHA Loan,FHA Mortgages,FHA Home Loan

FHA Loans - FHA Loan Refinance - FHA Home Loans, FHA Refinance, FHA Streamline Refinance, FHA Loan

FHA has been helping people become homeowners since 1934. The Federal Housing Administration FHA – which is part of HUD, insures the loan, so we your lender can offer you a lower interest rate regardless if you have some bad credit, limited credit and or you have a low credit score.

Low & No Down Payments
Low Closing Costs
Low Credit Score
Easy Credit Qualifying
First time home buyers

FHA LOAN PROGRAMS

FHA First Time Home Buyer Programs
FHA might be just what you need. We offer 100% No money down for qualified borrowers. Also easy qualifier 3% down payment, and most of your closing costs can be included in the loan. Available on 1-4 units.

FHA Cash-Out Refinance
Would you like to Refinance your current mortgage and pull some cash out? Borrow up to 95% Loan to Value and use the cash for any reason. Want to lower your current rate? Refinance up to 100% No Cash Out with one loan.

Handy Man Special
FHA has a loan that allows you to buy a home, fix it up, and include all the costs in one loan. Or, if you own a home that you want to re-model or repair, you can refinance and add the cost of repairs - all in one loan.

Reverse Mortgages for Seniors
Are you 62 or older? Do you live in your home? Do you own it outright or have lots of equity? If you can answer "yes" to all of these questions, then the FHA Reverse Mortgage might be right for you. It lets you convert a portion of your equity into cash. Just pull the cash out when you need the cash.

Manufactured Housing and Mobile Homes
Yes, FHA allows financing for mobile homes and manufactured housing. If you own the land and it has a permanent FHA foundation then Not a Problem.
Again FHA allows Low Credit scores and bad credit.

FHA Energy Efficient Mortgage
The Energy Efficient Mortgage program (EEM) helps current or     potential homeowners significantly lower their monthly utility bills. It allows them to incorporate the cost of energy efficient                improvements into their new FHA home loan or FHA refinance.

   FHA Graduated Payment Mortgage
Graduated Payment Mortgages are FHA loans for homebuyers      who currently have low to moderate income but expect to              increase over the years. Payments start low and increase             gradually over time.

FHA Condominium Loans
FHA Condominium Loans are specifically designed toward those who want to purchase housing units in a condominium complex.

FHA 30 & 40 Year Fixed
FHA Loans come in 30 & 40 Year Fixed.

FHA Adjustable Rates
For those that would like to have a lower payment and not plan on staying in the home for a long period. You can get 3 to 7 year fixed interest only after the fixed period the rate will automatically move to an adjustable interest rate.

FHA Benefits
An FHA Loan benefits those who would like to purchase a home but haven't been able to put money away for the purchase, like recent college graduates, newlyweds, and or good people with bad credit. The subprime market has moved to FHA as long as the loan is not over $725,750. You can have 4 FHA Loans.